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You can set up a Pre-Authorized Contribution (PAC) to regularly invest in Funds. 85% and a Welcome Bonus Interest Rate of 3. m. 99% 3-years fixed. O. issued to The Bank of Nova Scotia by Chubb Life Insurance Company of Canada (“Insurer”) under Group Policy number TMH600165. Your foreign currency credit limit Effective March 1, 2020 > due to the significant increase in USD spend on credit card transactions, which has resulted in an unprecedented increase in demand for USD > adjustments will be made to your USD credit limit. 4 TypesofProtectionPlans Types of Protection Plans Weoffertwotypesofprotectionplans: •CreditorProtection •TravelMedicalInsurance Creditor Protection PlansIf you buy a new construction home or condominium, you have to pay GST/HST on it — that's 5% in GST or 13% to 15% in HST (depending on the province you live in) that you will have to add to your purchase price. 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